ZEFHAA_0002

Gold & Debt Asset Allocation

Model Portfolio

This model portfolio aims to bring portfolio balance by combining complementary asset classes - such as gold & debt

Returns

ETFs

2

Min. Investment

₹366

Ideal for

Long Term
Long Term
Dual Asset Exposure
Dual Asset Exposure
Hedge Against Volatility
Hedge Against Volatility

About the model portfolio

This model portfolio aims to bring portfolio balance by combining complementary asset classes - such as gold & debt

This model portfolio aims to bring portfolio balance by combining complementary asset classes - such as gold & debt. The exposure is taken with the help of two ETFs from Zerodha Mutual Fund:


  1. Zerodha Gold ETF - This ETF aims to track the performance of gold by investing in Physical Gold.
  2. Zerodha Nifty 1D Rate Liquid ETF - This ETF aims to provide liquidity as it invests in overnight instruments.


This combination of Gold & Debt may prove to be an effective way to balance risk in one’s investment portfolio.

Live Performance

Current value ofinvested once at launch of this model portfolio would be
Model Portfolio
Equity Large Cap
₹0(0%)
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Unlock live performance & returns
Live performance, which includes rebalances, is a tool to communicate factual and verifiable returns. It should not be considered an advertisement, promotion, or a claim of future returns. Past performance is not a reliable indicator of future returns.

Tax Implication

Each ETF in this model portfolio has specific tax implications that depend on the nature of its underlying investments. Your individual tax liability will be determined by the type of ETF, its holding period, and the capital gains or returns earned. To know more, check the tax implications of each underlying ETF separately.

Constituents
As on Aug 8, 2025
Top ConstituentsWeightage (%)
Zerodha Gold ETF
70.00 %
Zerodha Nifty 1D Rate Liquid ETF
30.00 %
Rebalance Details
As on Aug 8, 2025
Rebalance Frequency
Quarterly
Last Rebalance
Jul 31, 2025
Next Rebalance
Oct 31, 2025

Resources

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Frequently Asked Questions

The Gold and Debt Asset Allocation model portfolio aims to bring portfolio balance by combining complementary asset classes - such as gold & debt. This combination may prove to be an effective way to balance risk in one's investment portfolio.
Each ETF in the model portfolio carries its own level of risk. The overall risk of the Gold and Debt Asset Allocation model will depend on the combined risk of its underlying ETFs. You can view the risk level of each fund on its respective page before investing.
The weights of Gold and Debt are determined, taking into account the factors such as risk and returns - based on our internal research.
The Gold and Debt Asset Allocation model portfolio is rebalanced on a quarterly basis. Once every quarter, the research team reviews this model portfolio and realigns the weights with the selected asset allocation strategy for the next quarter.

Taxation upon Redemption:

Your investment's taxation is determined when you redeem it, based on the specific tax laws governing each of its underlying ETFs:

For comprehensive information regarding taxation, please visit the individual fund pages.

This model is suitable for those new to investing. This portfolio offers a simple entry point into investing without the volatility of equities. Gold acts as a hedge against inflation, while the liquid ETF provides steady, low-risk returns.