Zerodha Multi Asset Passive FoF
Minimum Investment: ₹100
NFO Live
Introducing
Zerodha Multi Asset Passive FoF
Introducing
Zerodha Multi Asset Passive FoF
The Only Fund You Might Ever Need
A 4-in-1 fund that invests across Equity Largecap, Equity Midcap, Gold, and G-sec ETFs in a pre-defined allocation
Truly Multi-Asset. Truly Passive
By diversifying across key asset segments, this fund follows a balanced approach with exposure close to
30%
Large Cap ETF
Access Market Leaders
Invests in India's 100 largest companies for diversification and stability
30%
Mid Cap ETF
Unlock Growth Potential
Targets high-growth potential with 150 dynamic, mid-sized Indian firms
25%
Gold ETF
Hedge with Gold
Hedges against equity volatility and adds portfolio stability during uncertainty
15%
G-sec ETF
Add Stability
Offers balance and lowers risk using government securities
To prevent unnecessary cost due to rebalancing, our investment strategy would be to maintain individual allocations within a 5% band of the proposed mix. Further please note that the exposure mentioned above is only an intended illustration and the actual exposure may vary depending on various factors. Refer to the SID for the broad asset allocation pattern of the Scheme which is 50% - 70% in Domestic Equity ETFs/Index Funds, 10% - 20% in Domestic Debt ETFs/Index Funds, 20% - 30% in Commodity ETFs & 0% - 5% in Debt Securities and Money Market Instruments.
Historical Data
Over the past 5Y, this intended exposure would have generated 19.9% CAGR with 9.8% volatility
CAGR | Volatility | Max DD | |
|---|---|---|---|
Intended Exposure | 19.9% | 9.8% | -10.9% |
Nifty 100 | 19.6% | 14.6% | -17.2% |
Nifty Midcap 150 | 31.3% | 17.1% | -21.1% |
Gold | 14.8% | 12.3% | -21.3% |
G-Sec | 5.4% | 3.4% | -5.5% |
Note: This data showcases the simulated historical performance of a portfolio mix as on July 18, 2025 and does not represent the actual past performance of any scheme or indices. Past performance is not a reliable indicator of future returns and are for illustrative purposes only. Please refer to the SID for the complete details before investing. See Sources
Note: This data showcases the simulated historical performance of a portfolio mix as on July 18, 2025 and does not represent the actual past performance of any scheme or indices. Past performance is not a reliable indicator of future returns and are for illustrative purposes only. Please refer to the SID for the complete details before investing. See Sources
Smarter than DIY. Simpler than Ever
Managing your own asset allocation can be difficult. Zerodha Multi Asset Passive FoF strives to make it effortless
Ease of Investing
Periodic Rebalancing
Tax Efficiency
Minimum Investment
Do it yourself (DIY)
Multiple holdings across different asset classes
Manually buy/sell assets to maintain allocation
Every manual rebalance may trigger capital gains
Typically may require higher investment amount to build diversified exposure
Multi Asset Passive FoF
Single investment for diversified multi-asset exposure
Fund periodically adjusts underlying asset as per intended exposure
Internal rebalancing by the fund does not result in tax implications
Start with just ₹100 via SIP or lumpsum
Tax Implications
Investment period <= 2 year
Gains/profits are treated as short-term capital gains & taxed as per your tax slab (plus 4% cess and surcharge, if any).
Investment period > 2 year
Gains/profits are treated as long-term capital gains & taxed at 12.5% (plus applicable surcharge and 4% cess).
Riskometer
Riskometer of the scheme
Riskometer of the scheme
Riskometer of the benchmark - 60% Nifty 200 TRI + 15% CRISIL 10 year Gilt Index + 25% Domestic prices of Physical Gold
This product is suitable for investors who are seeking*:
- Long term wealth creation
- Diversified exposure by investing across multiple asset classes viz., Equity, Debt Index Funds/ ETFs and Commodity ETFs
Investors should understand that their principal will be at Very High Risk
Note - The product labelling assigned during the New Fund Offer (NFO) is based on internal assessment of the scheme characteristics or model portfolio and the same may vary post NFO when actual investments are made.
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Frequently Asked Questions
It is a simple 4-in-1 fund designed with an objective to manage the portfolio passively by maintaining exposure close to
- 30% in LargeCap 100 ETF
- 30% in MidCap 150 ETF
- 25% in Gold ETF
- 15% in 8-13 Yr G-Sec ETF
Unlike an index fund that tracks one index, this fund gives you a diversified, pre-packaged portfolio in one investment, making it a simpler way to achieve asset allocation and diversification.
To prevent unnecessary cost due to rebalancing, our investment strategy would be to maintain individual allocations within a 5% band of the proposed mix. Further please note that the exposure mentioned above is only an intended illustration and the actual exposure may vary depending on various factors.
Note: Please refer to the SID for the Asset allocation pattern of the Scheme which is 50% - 70% in Domestic Equity ETFs/Index Funds, 10% - 20% in Domestic Debt ETFs/Index Funds, 20% - 30% in Commodity ETFs & 0% - 5% in Debt Securities and Money Market Instruments.
During the NFO, the Zerodha Multi Asset Passive FoF is available on Coin by Zerodha, Groww, Kuvera, Paytm Money, IND Money, CAMS Online, MFU and MFC and other such platforms.
While you can buy separate funds that track the four different asset segments, this fund offers three key advantages:
- Simplicity: You only need to track and manage one fund instead of four.
- Rebalancing: The fund buys and sells the underlying assets to maintain its exposure of close to 30% in largecaps, 30% in midcaps, 25% in Gold, and 15% in Gsec allocation on a periodic basis, a task you would otherwise have to do manually.
- Tax Efficiency: The internal rebalancing done by the fund does not trigger any capital gains tax for the investor. Investors are only taxed when they decide to redeem their units of this fund.
The goal of this fund structure is to provide a less volatile investment experience than a pure equity fund. It gives a pre-packaged balance of equity (large and midcaps), gold and debt in one go, with an aim to provide better risk adjusted return. The presence of asset segments such as Gold and Govt securities may help in especially cushioning your portfolio during market down turns. You get instant diversification and benefit from the exposure of all asset classes by just investing in this one fund.
Rebalancing means the fund manager will aim to periodically adjust the portfolio to bring it back close to its original 30:30:25:15 allocation. For example, if Equities (Large and Midcaps) perform very well and become 65% of the portfolio, the fund will automatically sell some equities and buy more of the other assets to return close to the 30:30 approach . This process does not require any action to be taken by the investor.
Note: The description of "Rebalancing" is for illustrative purposes only and reflects the fund's intended strategy.The actual allocation adjustments may vary based on various factors and may not strictly adhere to the stated percentages or methodology. Investors should refer exclusively to the SID/KIM for comprehensive details about the scheme.
This fund is designed for a wide range of investors. It might be ideal for anyone who feels overwhelmed by too many fund choices and wants to simplify their investing journey or anyone looking for a simple, hands-off, only-fund approach to build a long term portfolio.
Min. Investment
₹100
