Equity & Precious Metals Asset Allocation
This model portfolio is designed to blend the capital appreciation potential of equities with the diversification benefits of precious metals
Returns
ETFs
4
Min. Amount
₹150
Ideal for
About the model portfolio
This model portfolio is designed to blend the capital appreciation potential of equities with the diversification benefits of precious metals.
This model portfolio is designed to blend the capital appreciation potential of equities with the diversification benefits of precious metals. The allocation to large and mid-cap equities may provide an engine for growth. The inclusion of gold acts as a potential safeguard during economic uncertainty, while silver offers an additional layer of diversification.
The exposure is taken via four ETFs from Zerodha Mutual Fund:
- Zerodha Nifty 100 ETF - Invests in India’s top 100 companies by market capitalization.
- Zerodha Nifty Midcap 150 ETF - Invests in 150 mid-market capitalization companies.
- Zerodha Gold ETF - Aims to track the performance of gold by investing in physical gold.
- Zerodha Silver ETF – Aims to track the performance of silver by investing in physical silver.
Live Performance
Tax Implication
Each ETF in this model portfolio has specific tax implications that depend on the nature of its underlying investments. Your individual tax liability will be determined by the type of ETF, its holding period, and the capital gains or returns earned. To know more, check the tax implications of each underlying ETF separately.
| Top Constituents | Weightage (%) |
|---|---|
| Zerodha Nifty 100 ETF | 35.00 % |
| Zerodha Nifty Midcap 150 ETF | 35.00 % |
| Zerodha Gold ETF | 20.00 % |
| Zerodha Silver ETF | 10.00 % |
Resources
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Frequently Asked Questions
This model portfolio offers a strategic blend of growth and diversification. It combines the potential of India's top 250 companies based on market cap for wealth creation with the diversification of precious metals. Gold and Silver may act as a hedge against inflation and market volatility, creating a balanced allocation aimed at long-term growth while managing overall portfolio risk.
Each ETF in the model portfolio carries its own level of risk. The overall risk of the Equity and Precious Metals Asset Allocation will depend on the combined risk of its underlying ETFs. You can view the risk level of each fund on its respective page before investing:
While a portfolio focused only on equities is geared entirely for growth, it is also fully exposed to stock market volatility. This model portfolio introduces a layer of diversification through precious metals. The allocation to Gold (20%) and Silver (10%) is designed to provide a cushion during periods of high inflation or equity market downturns, a feature not present in an all-equity strategy.
The weights of large-caps (35%), mid-caps (35%), gold (20%), and silver (10%) are determined based on our internal research. This allocation considers factors like historical risk and the correlation between these different asset classes to create a balanced portfolio.
This model portfolio is rebalanced on a quarterly basis. Once every quarter, this model portfolio is reviewed and the weights are aligned with the selected asset allocation strategy for the next quarter.
Your investment's taxation is determined when you redeem it, based on the specific tax laws governing each of its underlying ETFs. It is important to note that the tax treatment for Gold and Silver ETFs is different from that of equity ETFs.
For comprehensive and up-to-date information regarding taxation, please visit the individual fund pages.